Risk Signal: Ecuador Registry Civil Biometric Check

Jumio offers a database check service for Ecuador’s Civil Registry (Registro Civil de Ecuador), enabling the validation of the NUI (Número Único de Identificación) and personal identifiable information.

In Ecuador, the NUI is a unique identification number assigned to each citizen and resident, appearing on the Cédula de Identidad, the national identity card. This number serves as the primary personal identifier in official records.

Jumio’s service connects with the Registro Civil de Ecuador, the national agency responsible for identity registration and civil status records. The database check processes details from the provided ID or pre-entered data and retrieves an official photo from the Civil Registry’s database. This photo is then used for facial similarity checks, enhancing fraud detection and identity verification accuracy.

How Does It Work?

  1. The user provides their government-issued ID or prepared data (such as name, date of birth, and ID number).

  2. The provided information is sent to the Ecuador DB for verification.

  3. The system retrieves a photo from the government database that corresponds to the submitted ID details.

  4. If similarity verification is enabled, the retrieved photo is compared with:

    • A selfie is uploaded by the user.

    • The photo from the submitted ID document.

  5. The extracted data and similarity results are analyzed to detect potential fraud.

  6. The transaction response includes:

    • The verification result indicates whether the provided information matches official records.

    • The retrieved photo is for reference.

    • The similarity check result (if applicable).

Use Cases

  • Identity verification in financial services to comply with KYC regulations.

  • Fraud prevention in digital onboarding by ensuring the provided ID details match official government records.

Supported Credentials

The following data points can be submitted for validation.

Credential

Type

Mandatory 

Description

ID / Data

Image

yes

ID Credential to be uploaded. Details from the ID can be used to verify the end user. Alternatively, the prepared data can be sent.

Selfie / Facemap

Selfie

no

Selfie Credentials can be submitted to be checked against the database or against the ID.

Required Fields ( Prepared Data)

The following data points via prepared data can be submitted for validation.

Field

Type

Mandatory 

Description

firstName

string

yes

First name of the person.
lastName string yes Last name of the person.
dateOfBirth LocalDate yes Date of birth in yyyy-MM-dd format only.
paternalSurname string no Paternal surname of the person.
maternalSurname string no Maternal surname of the person.
address.country

string

yes

ECU indicates that the country is Ecuador.
id.idNumber

string

yes

DNI # example "12345678".
id.type

string

yes

ID_CARD type of card.
id.secondaryIdNumber

string

yes

Codigo_dactilar on ID (extracted from the backside of DB).

 

Example Request

{
    "firstName": "PAUCAR",
    "lastName": "CANCHIGNIA",
    "dateOfBirth": "1999-10-11",
    "paternalSurname": "KEVIN",
    "maternalSurname": "JAVIER",
    "address": {
        "country": "ECU"
    },
    "id": {
        "idNumber": "1754525424",
        "type": "ID_CARD",
        "secondaryIdNumber": "E3131I1121"
    }
}

Response

Example Response

"govtIdVerification": [
            {
                "id": "78dd0a16-39b1-4122-8244-52545256cece",
                "credentials": [
                    {
                        "id": "f5ae962f-f5b1-4f1b-b2f7-201a3b991d83",
                        "category": "DATA"
                    },
                    {
                        "id": "baa8f359-952d-4525-ae71-47423d051cf6",
                        "category": "SELFIE",
                        "label": "GOVT_ID_VERIFICATION"
                    }
                ],
                "decision": {
                    "type": "PASSED",
                    "details": {
                        "label": "OK"
                    }
                },
                "data": {
                    "country": "ECU",
                    "type": "ID_CARD",
                    "completeNameMatch": "MATCH",
                    "nationalIdMatch": "MATCH",
                    "dobMatch": "MATCH",
                    "personalIdNumberMatch": "MATCH",
             "photo": :  "https://retrieval.amer-1.jumio.ai/api/v1/accounts/045294ed-8284-4671-8c11-bdb60052d751/credentials/baa8f359-952d-4525-ae71-47423d051cf6/parts/FACE"
                }            }
        ]

Decision Details Labels

Decision Type

Label

Description

PASSED

LOW_RISK

The provided data matched.

REJECTED

HIGH_RISK

The provided data did not match what was on record. See Data for additional information.

WARNING

MEDIUM_RISK

If one of the names or DOB does not match, it is medium risk.
NOT_EXECUTED TECHNICAL_ERROR Verify the provided data is correct and retry, or contact Support.
NOT_EXECUTED PRECONDITION_NOT_FULFILLED The required fields are not available, or the required configurations are not set up.

Data

Key

Possible Values

Description

completeNameMatch

MATCH

NOT_MATCH

To be a MATCH, the concatenated firstName and lastName values of the input data must exactly match what is in the Database.

nationalIdMatch

MATCH

NOT_MATCH

Document Number is matched against the document number received from the vendor.

dobMatch

MATCH

NOT_MATCH

The date of birth is matched against the date received from the vendor.

country

ECU

Country in ISO-3166-1 Alpha-3 Code or ISO-3166-1 Alpha-2 Code format.

type

ID_CARD

 

personalIdNumberMatch

MATCH

NOT_MATCH

secondaryIdNumber matches the ECU personal ID number.

photo

String (href)

Link to the photo of the person returned by the DB.